Rules for Playing Blackjack
Blackjack is a
favorite among gamblers around the world, partly because it is
mathematically beatable and players feel the odds are less random than the
spin of a roulette wheel, or the pull of a slot machine handle. Some claim
Blackjack was invented in French casinos in the early 1700s where it was
called "vingt-et-un" ("twenty-one"). It has been played in the U.S. since
the 1800's. Blackjack is so-called because if a player held a Jack of
Spades and an Ace of Spades as the first two cards, the player was paid
out extra. The black suit 'spades' plus the winning Jack brought about the
name 'Blackjack'. Blackjack actually has very simple rules and can be
learnt easily, however there are a number of strategies you can learn to
increase your winning odds. Blackjack uses a standard set of 52 playing
cards and players compete against the dealer, not each other.

Values of cards
|
King, Queen, Jack, 10 |
= 10 |
|
2-9 |
= Face value |
|
Aces |
= 11 or 1 |
The player wins when the total value of cards in his hand
is closer to 21 than those held by the dealer, without exceeding 21. A
hand with a value over 21 is called a "bust," and is an automatic loser.
If you and the dealer have the same card total (17 and up) neither of you
wins and your bet is returned to you in a "push".
The player wins one and a half times his bet if his first two cards total
21 - a natural Blackjack. The only way two cards can have a value of 21 is
if one of them is an Ace, and the other is a 10-value card. (e.g. An ace
and a king, and an ace and a queen are both blackjacks.) A blackjack beats
all other hands except for another blackjack. If you have a blackjack, and
the dealer has 3 cards that add up to 21, you still win the hand even
though you both have hands valued at 21.
The Value of Winning payouts
|
Winning Hand |
1 to 1 |
|
Insurance |
2 to 1 |
|
Blackjack |
3 to 2 |
If you lose a hand, you lose the amount you originally bet - no more, no
less.
The steps of the game follow the same formula each time:
1. Between one and seven players can take part in any hand of Blackjack.
The players put an initial wager forward and two cards are dealt to each
player (one at a time) with the dealer dealing him/herself last with one
card face down.
2. You assess your cards total value and decide whether you need to take
another card (hit) to increase your total or keep the tally you already
have and hope others will 'bust'. There is no limit on the number of hits
a player can take (however, a practiced player has a sense of when to
stop).
3. When you draw an ace, you can decide whether it counts as 1 or 11.
4. When all the players 'stand' (choose not to take any more cards), the
dealer reveals his hand by flipping over the face down card. The dealer
must 'hit' (add another card) until the total is 17 or above. If the
dealer's hand is between 17 and 21, the dealer is NOT allowed to take
additional hits. He MUST stand. On the other hand, if the dealer's hand is
16 or under, the dealer MUST take additional hits until the dealer's hand
has a value of 17 or higher. If the dealer goes over 21 while taking
additional cards, he "busts," and automatically loses. If the dealer
busts, all players that are still in the game win. Between the players and
the dealer, whoever is closer to 21 without going over wins.
5. Winnings are calculated on the amount of the bet for a winning hand
(see the 'winning payouts' table above). The only way you can lose with a
blackjack hand is if the dealer has one too.

Options:
Split
If your first two cards have the same point value, you may split them into
two separate hands by placing a second bet equal to the original bet. You
then proceed to draw cards. You are able to draw as many cards as you like
on each split hand, but if you split two aces, you receive only one
additional card for each ace. If you split two aces and one of your hands
totals 21, it is counted as 21 and not blackjack. Any two ten value cards
can be split, for instance a 10 and queen, however we virtually never
recommend splitting ten value cards. Two aces can, and should be, split.
Normally the casino will also allow you to re-split after the original
split. For example, you split two eight's and now are dealt again an eight
as the second card of one of those two hands. You can split this hand
again and now play three hands. Some casinos have limits on re-splitting
aces and if the player is unsure of the casino house rules he should ask
the dealer. We recommend to always split Aces and 8s.
Double
After you are dealt two cards, and think that another card will allow you
to beat the dealer's hand, you can increase your bet by an amount up to
your original bet or double your bet. This is also known as 'doubling
down'. Once you decide to 'double down' you are allowed to receive just
one more card. You cannot stand on your original hand or take more than 1
additional card. For example, you may be dealt a 5 and a 6 for a total of
11. You can now double down, hoping to get a 10 value card (the most
frequent value card in an unplayed deck). The casino house rules vary for
doubling down. For example some allow only doubling down on 10 and 11
totals while others allow on any two card total. Some casinos allow it
only on original hands and not split hands, while others allow doubling
down after splitting. Be sure to know the rules of your casino before
starting to play.
Insurance
Insurance is designed to protect you when you think that the dealer may
have blackjack. When buying insurance, you place ½ of your initial bet by
pressing the 'Insurance' Button. If the dealer does have blackjack, you
are paid 2 to 1 on your insurance bet. If the dealer doesn't have
blackjack, you lose your insurance bet.
Blackjack Rules Glossary
BLACKJACK: A hand consisting of an Ace and a 10-value card (10, Jack,
Queen or King) totalling 21. Pays 3-2.
BROKE or BUST: Going over '21' with additional cards drawn to the original
hand.
HARD TOTAL: A hand with no Aces or where the Ace is counted as '1.' For
example, a nine-eight combination counts as a hard '17'.
HIT or DRAW: Adding a card to your hand in an effort to come closer to 21,
without going over.
INSURANCE: When the dealer shows an Ace as the upcard, you can bet up to
one-half the amount of your original wager that the dealer has a
Blackjack. Insurance pays 2-1 if the dealer does, in fact, have blackjack.
If he doesn't, the house collects the insurance bet. NATURAL: A Blackjack
dealt with the original two cards. An ace and a face card.
PUSH: Player and dealer tie. The money bet is retained by the player.
SOFT TOTAL: A hand with an Ace that counts as an '11'. For example, an
Ace-8 combination counts as a soft '19.
STAND: The player doesn't want any more cards and so 'stands' with the
cards he has.
STIFF: A hand that could go bust by adding one more card. For example any
hard 12-16 combination is a stiff.
SURRENDER: In some casinos, the player is allowed to forfeit half of their
original bet if the player does not want to play against the dealer's
hand. For example, the player has a bet out of $10 and is dealt a 7 and a
9 card for a total of 16 and the dealer's card is showing a 10. If the
player now says "surrender" the dealer will remove the players cards and
$5 of the player's original bet, leaving the player with $5. We do not
recommend using surrender. Check with the dealer on the casino house
rules.
UPCARD: The face up card in the dealer's original hand.
Winning at Online Blackjack
Now that you know the basic rules of the
table in blackjack, you need to know how to play skillfully.
Basic Strategy
The rules of basic strategy explain the safest way to play out your
blackjack hand in order to come out a winner in the long run.
In order to determine which basic strategy chart applies to the blackjack
table at Gold Club Casino, these house rules are important:
The dealer must draw cards until his hand totals at least 17, and must
stand at 17 or higher.
The single deck is shuffled after each round. (In traditional casinos,
players can better their chances of winning by learning how to count cards
in an effort to predict the cards still left in the deck. However, since
the deck is shuffled after each round at Gold Club, card counting is not
possible. )
Players are allowed to double after splitting, but are not allowed to
re-split a split hand.

Blackjack Basic Strategy Chart
In the following chart, look for the value of your hand in the left-hand
column. Then look for the value of dealer's upcard in the top row. (A =
Ace, 10 = 10 or Picture Card) The chart will tell you which option is
statistically favorable:
S = Stand
H = Hit
D = Double Down
P = SPlit
The Dealer's Upcard
|
Your Hand: |
2
|
3
|
4
|
5
|
6
|
7
|
8
|
9
|
10
|
A
|
|
17 |
S
|
S
|
S
|
S
|
S
|
S
|
S
|
S
|
S
|
S
|
|
16 |
S
|
S
|
S
|
S
|
S
|
H
|
H
|
H
|
H
|
H
|
|
15 |
S
|
S
|
S
|
S
|
S
|
H
|
H
|
H
|
H
|
H
|
|
14 |
S
|
S
|
S
|
S
|
S
|
H
|
H
|
H
|
H
|
H
|
|
13 |
S
|
S
|
S
|
S
|
S
|
H
|
H
|
H
|
H
|
H
|
|
12 |
H
|
H
|
S
|
S
|
S
|
H
|
H
|
H
|
H
|
H
|
|
11 |
D
|
D
|
D
|
D
|
D
|
D
|
D
|
D
|
D
|
D
|
|
10 |
D
|
D
|
D
|
D
|
D
|
D
|
D
|
D
|
D
|
H
|
|
9 |
D
|
D
|
D
|
D
|
D
|
H
|
H
|
H
|
H
|
H
|
|
5+3, 6+2 |
H
|
H
|
H
|
D
|
D
|
H
|
H
|
H
|
H
|
H
|
|
A+8 |
S
|
S
|
S
|
S
|
D
|
S
|
S
|
S
|
S
|
S
|
|
A+7 |
S
|
D
|
D
|
D
|
D
|
S
|
S
|
H
|
H
|
H
|
|
A+6 |
D
|
D
|
D
|
D
|
D
|
H
|
H
|
H
|
H
|
H
|
|
A+5 |
H
|
H
|
D
|
D
|
D
|
H
|
H
|
H
|
H
|
H
|
|
A+4 |
H
|
H
|
D
|
D
|
D
|
H
|
H
|
H
|
H
|
H
|
|
A+3 |
H
|
H
|
D
|
D
|
D
|
H
|
H
|
H
|
H
|
H
|
|
A+2 |
H
|
H
|
D
|
D
|
D
|
H
|
H
|
H
|
H
|
H
|
|
A+ |
SP
|
SP
|
SP
|
SP
|
SP
|
SP
|
SP
|
SP
|
SP
|
SP
|
|
A |
|
|
|
|
|
|
|
|
|
|
|
10+ |
S
|
S
|
S
|
S
|
S
|
S
|
S
|
S
|
S
|
S
|
|
10 |
|
|
|
|
|
|
|
|
|
|
|
9+9 |
SP
|
SP
|
SP
|
SP
|
SP
|
S
|
SP
|
SP
|
S
|
S
|
|
9+9 |
SP
|
SP
|
SP
|
SP
|
SP
|
SP
|
SP
|
SP
|
SP
|
SP
|
|
7+7 |
SP
|
SP
|
SP
|
SP
|
SP
|
SP
|
SP
|
H
|
S
|
S
|
|
6+6 |
SP
|
SP
|
SP
|
SP
|
SP
|
SP
|
H
|
H
|
H
|
H
|
|
5+5 |
D
|
D
|
D
|
D
|
D
|
D
|
D
|
D
|
H
|
H
|
|
4+4 |
H
|
H
|
SP
|
SP
|
SP
|
H
|
H
|
H
|
H
|
H
|
|
3+3 |
SP
|
SP
|
SP
|
SP
|
SP
|
SP
|
H
|
H
|
H
|
H
|
|
2+2 |
SP
|
SP
|
SP
|
SP
|
SP
|
SP
|
H
|
H
|
H
|
H
|
Here are some strategies. No matter what the dealer's upcard is:
Always split a pair of aces.
Always split a pair of 8s.
Always stand on 17 and up.
Always double on 11.
If you're going sit down at a blackjack table to play at a traditional
casino, it's advisable memorize the correct chart.
|